AI-Powered Credit Risk Management
Smart Credit Scoring
Automatically evaluate customer creditworthiness using AI.
Real-Time Risk Alerts
Get notified when customer risk levels change.
Auto Credit Limit Adjustments
Adjust limits based on payment behavior.
External API Monitoring
Track changes from Companies House, credit agencies, etc.
Watchlist Management
Create multiple watchlists to prioritize credit monitoring.
Custom Risk Monitoring
Monitor changes like director updates, registered office changes, and due filings.
Automated Payment Chasing
Multi-Stage Reminders
Gentle before due, strong after due, escalating to legal.
Multi-Channel Communication
Email, SMS, WhatsApp, Auto-Call, Postal Letters.
Click-to-Pay Links
Embedded in all reminders for instant payment.
Auto-Call Voice Reminders
Text-to-speech calls personalized to each debtor.
Recommended Chasing Times
AI-optimized follow-up timing.
Integrated Payments & Collections
Multiple Payment Methods
Direct Debit (ACH, SEPA), Stripe, PayPal, Open Banking.
One-Click Payment Links
Seamless customer checkout experience.
Auto-Reconciliation
Payments matched to invoices automatically.
Partial & Scheduled Payments
Let customers pay in chunks or via plans.
Invoice, Payment & Dispute Management
Invoice Dashboard
View and filter all customer invoices.
Payment Plan Module
Track and manage installment plans per invoice.
Payment History Logs
Detailed success, failure, and method-based tracking.
Dispute Resolution Workflow
Portal-based dispute tracking with escalation and AI suggestions.
Integration & Data Import
Accounting & Billing Software
Connect with QuickBooks, Xero, WHMCS, SAP, NetSuite, Zoho, etc.
CSV/Excel Uploads
Import outstanding customer payment data in seconds.
API & Webhook Ready
Build custom integrations and automations.
Revenue & Forecasting Analytics
Real-Time Revenue Dashboards
See last month, 6-month, yearly, and lifetime revenue.
Cash Flow Forecasting
Predict inflows and late payments with AI.
Customer Segmentation
Tailored collection strategies by risk & behavior.
Service Suspension & Recovery
Configurable Suspension Flows
Auto-bar mobile services, throttle broadband, restrict subscriptions.
Manual Suspension Reporting
For non-API providers, generate actionable reports.
Auto-Restore on Payment
Automatically reinstate services when dues are cleared.
Grace Period Rules & Alerts
Notify before final suspension.
Notifications & Communication
Omni-Channel Support
Email, SMS, WhatsApp, Voice, Letters.
Custom Notification Templates
Per customer segment and risk score.
Legal Letters & Escalation Notices
Auto-generated for overdue accounts.
Meeting Scheduling
Auto-send Google Meet/Teams links for follow-up calls.
AI Collection Assistant
Workflow Automation
Auto-send reminders, calls, meeting invites.
Smart Routing
Escalate to human, legal, or recovery teams.
Conversation Logs
Tracks all communication attempts and responses.
Dashboards & Reporting
Live Customer Risk Profiles
Real-time monitoring of customer risk levels.
Aging Reports
Detailed 30/60/90+ day aging reports.
Collection Effectiveness Score
Track and improve your collection performance.
Team Performance Tracking
Monitor individual and team collection metrics.
Exportable Reports
Download reports in PDF and Excel formats.
Security & Compliance
GDPR-Compliant Data Handling
Ensure all customer data is processed according to regulations.
Role-Based Access Control
Limit access to sensitive information based on user roles.
Audit Logs & History
Track all system actions for compliance and security.
Encrypted Payment Data Processing
Secure handling of all payment information.